People no longer wonder why the San Juanico Bridge is damaged as claimed by officials of the public works and highways department. The common belief is that it was damaged over years of abuse and misuse by vehicles crossing the bridge. The continuous passage of heavy loads could have caused the reported damage on its structure due to purported lack of maintenance funds that the national government failed to allocate despite funding requests.

Confronted with all uncertainties caused by the reported structural damage of the San Juanico bridge, the public needs accurate information as to the extent of the damage, with the DPWH sharing to the media and the public the underwater video footages of the foundation and columns that were found structurally weak as well as images of the steel structure and concrete pavement under the bridge.

Such information will assuage the anxiety and draw cooperation from the public insofar as traffic regulations are being implemented. There is also a need to inform the public of the cost and the time line for the completion of the bridge retrofitting as well as the repair of the Amandayehan port which had been reported almost finished but is still waiting for the approval of the Philippine Ports Authority.

In the meantime, the drivers of passenger buses detoured to the nearest alternate route by way of the wharf in San Antonio, Basey, Samar. It is well to mention that San Antonio had already been serving as gateway from many barangays in the nearby towns of Santa Rita and Marabut as it has a fixed schedule of motor vessels travelling to the regional center that is Tacloban City at an average voyage time of fifteen minutes and an interval of departure among motor vessels of fifteen minutes.

The public are appalled and dismayed as they notice heavy trucks with farm products, construction materials and other overweight loads being held and impounded at the foot of the bridge, albeit momentarily as the said heavy vehicles are nowhere in sight at both ends of the bridge early at dawn the next day.

The public could only infer that the heavy vehicles passed through the guarded posts at both ends of the bridge maybe while those on duty blinked or looked the other way as the heavy vehicles pass through their post. The public could only guess the cause why such incidents happen despite guards and technical men manning the weigh bridge who are tasked to implement weight limits. Heavy equipment loaded with overweight cargoes are nowhere in sight after being held at both ends of the bridge where weigh bridge stations are set.

The public had been used to seeing heavy vehicles with overweight loads being stopped momentarily but are able to cross overnight. People could only infer that those heavy vehicles with overweight cargoes took a magic passage.

comments to alellema@yahoo.com

Cash flow is paramount for entrepreneurs. But sometimes, even with the most meticulous planning, cash flow can become a bottleneck, hindering your ability to seize opportunities and fuel your business growth. This is where credit cards can be a powerful tool, providing a lifeline of credit that can help you bridge financial gaps, invest in key resources, and ultimately, propel your business forward.

Beyond Personal Finance: Credit Cards as a Business Asset

While credit cards are often associated with personal spending, they can be equally valuable for businesses. Here’s how:

Access to Capital: Credit cards provide a readily available source of capital, allowing you to make crucial purchases without depleting your working capital. This can be particularly helpful for startups and small businesses that may not have access to traditional loans or lines of credit.

Building Credit History: Using credit cards responsibly and paying your bills on time can help build a strong credit history for your business. This positive credit score can unlock access to more favorable financing options in the future, such as business loans and lines of credit.

Reward Programs: Many business credit cards offer rewards programs, including cash back, travel miles, or points that can be redeemed for valuable business resources. These rewards can offset business expenses and provide a tangible benefit for using your credit card.

Flexibility and Convenience: Credit cards offer flexibility in making purchases, allowing you to pay for goods and services online, over the phone, or in person. This convenience can streamline your business operations and save you time.

Strategic Credit Card Utilization for Business Growth

Using credit cards effectively requires a strategic approach:

1. Choose the Right Card: Select a business credit card that aligns with your specific needs and spending habits. Evaluate reward programs, annual fees, interest rates, and credit limits.

2. Establish a Budget: Set a budget for your business credit card spending and stick to it. This helps prevent overspending and ensures you can manage your repayments comfortably.

3. Pay Your Bills on Time: Make sure you pay your credit card bills in full and on time each month. This avoids accruing interest charges and maintains a positive credit score.

4. Track Your Spending: Keep a close eye on your credit card spending to monitor your cash flow and identify areas where you can optimize your expenses.

5. Utilize Rewards Programs: Take advantage of the rewards programs offered by your credit card. Redeem points or miles for valuable business resources, such as travel, equipment, or marketing services.

Beyond the Basics: Leveraging Credit Cards for Business Expansion

Credit cards can be more than just a source of short-term financing; they can be a catalyst for business expansion and growth:

Investing in Marketing: Credit cards can provide the necessary funds to invest in marketing campaigns, such as online advertising, social media marketing, or email campaigns. This can help you reach new customers and expand your market reach.

Purchasing Inventory: Credit cards can help you purchase inventory, especially if you need to stock up on seasonal items or expand your product offerings. This can allow you to meet increased demand and capitalize on new opportunities.

Upgrading Equipment: Credit cards can provide the funds to invest in new equipment, technology, or software that can improve your business operations and increase efficiency. This can lead to cost savings, increased productivity, and improved customer satisfaction.
Navigating the Risks: Responsible Credit Card Management

While credit cards offer numerous benefits for businesses, it’s essential to manage them responsibly to avoid potential pitfalls:

High Interest Rates: Credit cards typically have high interest rates, so it’s crucial to pay your balance in full each month to avoid accumulating debt and interest charges.

Overspending: It’s easy to overspend on credit cards, especially when you’re focused on growing your business. Set a budget and stick to it to prevent overspending and maintain control of your finances.

Late Payments: Late credit card payments can negatively impact your credit score, making it harder to secure financing in the future. Make sure you pay your bills on time to maintain a healthy credit history.

Conclusion: Credit Cards as a Powerful Tool for Growth

Credit cards can be a valuable tool for businesses, providing access to capital, building credit history, and offering rewards programs. By using credit cards strategically and responsibly, entrepreneurs can leverage their power to fuel business growth, overcome financial hurdles, and ultimately, achieve their goals. Remember, credit cards are a powerful tool, but like any tool, they must be used with care and foresight to maximize their benefits and avoid potential pitfalls.
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If you have any questions or would like to share your thoughts on the column, feel free to send an email to jca.bblueprint@gmail.com. Looking forward to connecting with you!

If we continue to harm the environment,
we are making ourselves more vulnerable.

Rainy days in Eastern Visayas are more than just a change in weather—they can mean flooding, lost homes, damaged farms, and struggling families. Every year, the rains seem to get stronger, the typhoons more frequent, and the land less able to cope. We all prepare as best we can, stocking up on supplies, securing our homes, and listening for weather updates. But shouldn’t we also be asking why things are getting worse and what we can do about it?

The truth is climate change is making disasters hit harder. The planet is warming, causing stronger typhoons and heavier rains. Our forests, which used to absorb water and prevent floods, are disappearing. Our coastlines, once protected by mangroves, are eroding. If we continue to harm the environment, we are making ourselves more vulnerable.

The Mining in Homonhon and other areas, the secret yet lucrative logging perpetuated by illegal loggers deep in the hinterlands of Samar . The wanton disregard of harvesting soil for aggregates even in areas that soil erosion is prone.

We don’t have to be scientists or world leaders to help fight climate change. Simple actions, done by many, create big change. Plant trees, protect mangroves, and reduce waste—these small steps help restore nature’s defenses. Support local efforts for sustainable farming, renewable energy, and disaster preparedness. Talk about climate change with friends and family so more people understand what’s happening.

Most importantly, our voices matter. Communities can push for better policies that protect the environment and hold big industries accountable for pollution and deforestation. This isn’t just about surviving the next typhoon—it’s about making sure future generations inherit a world that is safe to live in.

CHRIST described it very clearly. This is how he said it:
“You have heard that it has been said, You shall love your neighbor, and hate your enemy. But I say to you, Love your enemies, do good to them that hate you, and pray for them that persecute and calumniate you.”

And then he made this conclusion: “That you may be children of your Father who is in heaven, who makes his sun to rise upon the good, and bad, and rains upon the just and the unjust.” (Mt 5,43-45)

This is, of course, beyond our human powers in their natural state. But when animated by God’s grace, our natural human powers can assume the divine capacity to love everyone, irrespective of how they are to us, whether friendly or hostile, likeable or unlikeable, etc.
It’s when we manage to love our enemies that we prove our commitment to God, a commitment that springs from our conversion of heart. Though we continue to be hounded by temptations and sin, and fall into them from time to time, we also would struggle to begin and begin again, renewing and reaffirming our commitment as often as necessary.

This obviously will require a lot of virtues—humility, patience, magnanimity, fortitude, to mention a few. We have to learn how to discipline our emotions and passions, and to be most careful with what we say and how we react to things. We have to be quick to purify our thoughts and intentions whenever some negative elements enter into them.

Let’s remember that the greatest evil and the worst injustice have already been committed, and that is the killing of Christ by man. But such evil and injustice did not elicit another evil reaction from Christ. On the contrary, he offered forgiveness. We do not correct a wrong with another wrong. As one saint would put it, we have to drown evil with an abundance of good.

To be able to love our enemies even as we try our best to resolve with justice and charity our differences, conflicts and other issues is clearly a sign of being Christ-like. It could be the proof that one’s Christianity is real and genuine, and not fake.

We have to be ready to develop and assume this attitude, always asking first of all for the grace of God and trying to have the very mind and heart of Christ. We also need to discipline our reactions and to train our emotions to conform to this basic Christian standard.

Yes, this ideal can only be possible and doable with God’s grace and the constant effort to assume the very mind and heart of Christ. We should never take this requirement for granted.

This will require tremendous effort, of course, but once done, we will surely feel the way Christ felt even in his most difficult moment when he had to suffer his passion and death on the cross. That’s when we can echo St. Paul’s words: “I no longer live, but Christ lives in me.” (Gal 2,20)

Let us brace ourselves to face this challenge of becoming true Christians. Let’s make our Christianity really work, especially in difficult moments. Christ never abandons us, and he is willing to go through the experience with us. We just have to do our part, that is, to go to him, and follow him as best that we can.

Indeed, loving enemies is a sure mark of a true Christian!