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The Online Lenders Attack

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CLEMELLE L. MONTALLANA,DM, CESE ASSOCIATE PROFESSOR III
CLEMELLE L. MONTALLANA,DM, CESE
ASSOCIATE PROFESSOR III

The Netflix Series Squid Game is making its presence felt in pay for movies content. Hailed as one of the top selling content this year its draw its story on Choi. the website imdb.com describes its plot very briefly yet interestingly; A survival game that has a whopping 45.6 billion-won prize at stake. A story of people who fail at life for various reasons, but suddenly receive a mysterious invitation to participate in a survival game to win more than 38 million US dollars. The conversation.com said that Squid Game is anything but your typical, saccharine, soft-glow Korean television drama. In this biting commentary on life in South Korea today, viewers are presented with a twisting, technicolor story of violence, betrayal and desperation. All of this is set around a series of macabre games in which players literally fight to the death. Despite its brutal content, the show has captivated audiences globally, becoming Netflix’s top show in at least 90 countries.

But as per the article published on the theconversation .com, the Squid Saga is a reflection of the hidden picture, debts. Household debt in South Korea has risen sharply in recent years to over 100% of its GDP – the highest in Asia. The top 20% of earners in the country have a net worth 166 times that of the bottom 20%, a disparity which has increased by half since 2017.

There has been rising debt relative to income and a recent hike in interest rates. This has left those who lack the resources to deal with unplanned events, such as a sudden redundancy or a family illness, in an even more precarious position.

In the Philippines, the online debt traps perpetuated by Facebook and social media platforms bleed our people dry with staggering interest rates and a 7 day repayment period. To this author it is the real Squid Game as it is the culprit o four people’s stress . Take the case of one lending applications called Coco Peso its loan amount is Php. 5,500 its Loan Length is 7 days, the released or disbursed amount is 3,300, the total fee is Php.2,200 . In effect the application yields 75 % profit in 7 days or at the very least 10 % per day . In bigger calculations if you invest 3.3 Million in 7 days you will earn 2.2 Million. For this company Coco Peso on the 7th day you will get a call who would describe you as a taong walang kwenta (good for nothing dude!). Worst they may expose you as a scammer and thief before you knew it you are the center of people’s convo just because you miss a day or two of paying the 7 day loan.

In the Squid Game Series Choi was forced to get into the childhood game because he was looking at the possibility that the windfall will cure all his debts and get back his life . In the Philippines, the online debt trap has a higher interest, formidable and evil talking call centers who accessed your contacts and demean your character by virtue of not being able to meet the 7 day deadline . As the Pandemic continues to wreck havoc millions of Filipinos take the hard route kumakapit sa patalim . This realities are never part of the menu of our candidates for President . The people can be blamed for taking the hard pill but when medical expenses and survival on the line, the Online Debt Trap is a certain avenue for survival , a lesser evil than doing illegal activities like conducting hold-up or swindling people . This is the real Squid Game happening now to our people and hope is out of sight.

SANA “All Reader” Program is achieving positive results in Northern Samar – Dr. Aljibe

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The Strategic Activities for Nortehanon Schools to Achieve “All Readers” (SANA All Readers) program being implemented by the Department of Education (DepEd) Northern Samar Division, in collaboration with the Provincial Government of Northern Samar as part of the Learning Recovery Program (LRP), has started to achieve positive changes, Dr. Gaudencio Aljibe Jr., OIC Schools Division Superintendent of DepEd Northern Samar, reported during the recently-held Provincial School Board Meeting.

In his report, Dr. Aljibe highlighted the significant decrease in the number of non-readers in the province, based on the Informal Reading Inventory (PHIL-IRI).
For Filipino PHIL-IRI results for SY 2022-2023, the number of non-readers decreased by 2,920 (from 3,272 to 352), while the number of independent readers increased by 12,099 (from 13,906 to 26,005).

Meanwhile, for English PHIL-IRI results for SY 2022-2023, the number of non-readers decreased by 2,029 (from 2,350 to 321), while the number of independent readers increased by 5,986 (from 11,993 to 17,979).

The program, aimed to address learning losses as a result of the COVID pandemic, envisions to make every Nortehanon child a reader (Kada Bata sa Norte Nakakabasa).
The Provincial Government, in support to this goal, employed Learning Support Aides (LSAs) who were deployed in different schools in the province to assist and guide learners in reading, writing and learning number literacy.

Dr. Aljibe presented the SANA “All Reader” Program accomplishment to the Provincial School Board (PSB) in its regular meeting on February 7, 2024 presided by Vice Governor Clarence Dato.

The PSB meets every month to tackle and resolve concerns related to the education of Nortehanon children and youth.

As chair of the PSB, Governor Edwin Ongchuan ensures Provincial Government support to education by allocating resources for the development of children children and youth through the Special Education Fund. (MDB/NLO/act)

BFAR announces lifting of red tide advisories on the waters of Cancabato and Irong-Irong Bays

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TACLOBAN CITY– The Bureau of Fisheries and Aquatic Resources (BFAR) has announced that all previous local red tide advisories issued for Cancabato Bay in Tacloban City, coastal waters of Guiuan in Eastern Samar, and Irong-irong Bay in Catbalogan City are now lifted based on the latest red tide advisory released on Wednesday(Feb.14).

All types of shellfish and Acetes sp., locally known as “alamang” or “hipon” from these areas are now safe for human consumption, the BFAR said on its advisory.

However, shellfish collected and tested from San Pedro Bay in Basey, Samar, and Matarinao Bay in Eastern Samar, particularly in General MacArthur, Quinapondan, Hernani, and Salcedo, remain positive for paralytic shellfish poison (PSP) or toxic red tide beyond the regulatory limit, BFAR said on its advisory.

All types of shellfish and Acetes sp. or alamang gathered from these areas are not safe for human consumption, it said.

In addition, seawater samples collected from the coastal waters of Biliran Island remain positive for Pyrodinium bahamense, a toxic microorganism that causes paralytic shellfish poisoning (PSP). Hence, a local red tide warning is still in place to safeguard human lives in the said bay.

The public is also advised to refrain from gathering, selling, and eating all types of shellfish and alamang or hipon from this area.

Fish, squids, shrimps, and crabs from the above-mentioned bays and coastal waters are safe for human consumption, provided that they are fresh, thoroughly washed, and have had their internal organs, such as gills and intestines, removed before cooking.
(LIZBETH ANN A. ABELLA)

DPWH officials visit Naungan Bridge to assess its progress

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ORMOC CITY –The Department of Public Works and Highways (DPWH) Leyte 4th District Engineering Office (DEO) OIC – District Engineer Rosita A. Tinawin, along with OIC – Construction Section Chief Victor S. Suplico III, led a delegation of officials from DPWH – Region 8, headed by OIC – Assistant Regional Director Ma. Margarita C. Junia, in visiting the construction site of the Naungan Bridge along San Juan-Lao-Naungan Diversion Road in Ormoc City.

The Naungan Bridge, a 120-linear meter, 2-lane infrastructure project, comes with a total budget of P 209,115,500 funded under the General Appropriations Act (GAA) 2023. The project is on track for completion by December 2024.

This crucial initiative aims to enhance connectivity in the district, reflecting the DPWH’s commitment to sustainable infrastructure development. The visit allowed officials to assess the progress and adherence to project timelines.
(PR)

Former congressman Veloso threatens to contest against Rep. Gomez unless….

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Former congressman Vicente ‘Ching’ Veloso threatens to run against Rep. Richard Gomez in Leyte’s fourth congressional district unless he makes peace with three of the district’s town mayors. Veloso is a third-termer congressman of Leyte’s third congressional district. (ROBERT DEJON)

Despite daughters plea

Former congressman Vicente ‘Ching’ Veloso threatens to run against Rep. Richard Gomez in Leyte’s fourth congressional district unless he makes peace with three of the district’s town mayors. Veloso is a third-termer congressman of Leyte’s third congressional district. (ROBERT DEJON)

MATAG-OB, Leyte– Former Leyte congressman Vicente ‘Ching’ Veloso disclosed that his children are against to any move for him to run as a congressman in the fourth district of the province.

Veloso, a former associate justice of the Court of Appeals, made this disclosure during his visit to this town as he attended a mass wedding program on Wednesday, (Feb.14), Valentine’s Day, organized by the local government of Matag-ob.

According to the former lawmaker, his children, Rep. Anna Veloso Tuazon and board member Kathryn Veloso Kabigting, are against to any plan for him to run as a congressman in the fourth district of Leyte.

At present, the post is being held by Rep. Richard Gomez who is openly at odds with some mayors of the district, notably Ramon Oñate of Palompon, Edgardo Cordaño of Isabel, Sixto de la Victoria of Albuera, and Bernie Tacoy of this town.

According to Veloso, his children asked him instead to help settle whatever problems between Rep. Gomez and the mayors.

He, however, said that while he would heed the call of his children, it would be a different matter if Gomez would not agree.

Veloso, a former congressman of Leyte’s third district, said that among those who appealed for him to run as a congressman for fourth district was Mayor Tacoy.

Rep. Gomez is also openly at odds with Mayor Oñate who accused him of violating environment laws by burying toxic substances and materials inside his property.

Oñate, who owns one of the biggest poultry farms in the Visayas, denied of any wrongdoing.
(ROBERT DEJON)

Catholic Church intensifies efforts to encourage vocations

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Catholic religious groups in Cebu City launched a weeklong promotional activity from February 5-10, 2024 to step up the vocation initiatives of the church amid the dwindling number of people who enter the seminaries. (Contributed photo)

TACLOBAN CITY– Catholic religious organizations have initiated a weeklong promotional campaign aimed at encouraging more individuals to join seminaries and convents, coinciding with this year’s vocation month celebration.

Catholic religious groups in Cebu City launched a weeklong promotional activity from February 5-10, 2024 to step up the vocation initiatives of the church amid the dwindling number of people who enter the seminaries.
(Contributed photo)

“We bring the presence of the Church to the marketplace as we find Jesus in the hearts of ordinary people there,” Fr. Ferderiz Cantiller, president of the Directors of Vocations in the Philippines (DVP) Cebu City chapter, said.

“All are invited to be Jesus’ friends. Let us pray for more vocations!” he added.
From February 5 to 10, 2024, various religious congregations and individuals congregated at the Carbon Public Market Freedom Park in Cebu, immersing themselves with everyday people in the street alleys to discuss the vocation needs of the Archdiocese of Cebu.

Cantiller, formerly assigned at the Redemptorist Church in Tacloban City, described the event as successful, stating, “it has achieved its goal in terms of promotion and information dissemination, raising awareness across a wider segment of society.”

“It may not have directly resulted in increased recruits joining the seminaries and convents. However, collectively, the DVP Cebu Chapter has sown seeds that would allow people’s hearts to open up to support the Catholic Church’s efforts in inviting young individuals to consider a religious calling,” Cantiller explained to Leyte Samar Daily Express.

“It was a battle to win people’s hearts to empathize with the concern about the current vocation crisis. We cannot achieve our goal in isolation; we can only do so together as a Church with the support of the people of God. Gathering people to pray for more vocations in the Church is already a noble achievement of the ‘Taboan sa Bokasyon (Market of Vocations),’” the priest added.

During the concluding mass on February 10, Monsignor Rogelio Fuentes, one of the vicars general of the Archdiocese of Cebu, stressed that the secret of vocation, as St. Paul said, is to “be imitators of me as I am of Christ.”

“Anyone who imitates Christ can also be attractive,” Monsignor Fuentes emphasized in his homily.

Father Christian James Mayol, the vocation director at the Seminario Mayor de San Carlos of the Archdiocese of Cebu, previously acknowledged a “crisis” in the declining number of Catholics attending seminary schools in Cebu.

Supporting Father Mayol’s assertion, Father Cantiller stated that in 1995, the Redemptorist Order had between 40 to 60 college seminarians, which dwindled to only six in 2013.
Last year, four young boys were set to join as freshmen, but two withdrew, Cantiller lamented.

He attributed family pressure, socio-economic factors, and political issues as reasons why young people are not entering the seminary.

According to Cantiller, innovative approaches are needed to attract young Catholics to priesthood.

“The vocation is declining, but with active missionary presence, there will be vocations. I would like to believe, like the first disciples, they first got interested in Jesus’ works and deeds, and so they followed him,” said Father Cantiller, who recently traveled to the Samar Island provinces to engage in vocation work. (RONALD O. REYES)

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